Learn the best banking methods for NJ online casinos

Payment Methods for New Jersey Online Casinos

The gambling industry is beginning to boom in the US. After long breaking the artificial constraints of Vegas, the gambling industry is expected to make a contribution of $495 billion to the US economy by the end of 2019.

One of the biggest success stories for the gambling industry is the growth of online gambling in states like New Jersey. It’s estimated that 11% of Americans placed a sports bet online in the past year, for example.

This is a highly competitive industry and New Jersey casinos can differentiate themselves in a number of ways. One such selling point is the number of payment methods offered. Customers have told casinos online time and time again they want more options.

5 Best Payment Methods in NJ Online Casinos

NJ online casinos are locked in a battle to offer as many different payment methods as possible. Due to internal regulations, many casinos offer what’s known to some as a ‘closed-loop’. In other words, the payment method used to deposit must be the same payment method used to withdraw.

This prevents shadowy figures from using online gaming to shift money around different platforms without the correct due diligence being applied.

So online casinos in New Jersey may offer multiple payment methods, but if you make a deposit from one payment method, you’ll usually have to withdraw your winnings through that same payment method.

That doesn’t mean you can’t add more payment methods later to your online gambling account, though.


For most players, they want to have the chance to use PayPal to fund their online gaming accounts. The problem is PayPal’s own restrictive policies prevent it from operating in jurisdictions where online gambling legislation is vague.

On the other hand, PayPal is starting to open up as the best online casinos reach out to the payment processor.

Do your research and you’ll soon find a variety of online casinos who accept PayPal as a payment method, albeit with heavier restrictions than other payment methods.


Neteller remains one of the most popular e-wallets in the world because of the restrictions put in place by PayPal.

In many ways, Neteller is extremely similar to PayPal. They offer fast, secure deposits and withdrawals with the minimum of fuss. It’s also easy for US players to set up accounts for gambling with casinos online.

3.Credit/Debit Card

You can use your usual credit or debit card to make a deposit with your favorite online casino in New Jersey. Just enter your details and the money will usually be available in your account immediately.

Visa and Mastercard are accepted everywhere. Alternatives like American Express and Diner’s Club are not as widely accepted.

Be aware some card providers may automatically block transactions with online casino sites, so it’s wise to notify your card provider first.

4.Wire Transfer

A more old school method of funding your gaming account is the good old wire transfer. Known as a bank transfer, this is perfect for players who want to deposit large amounts of money or those who don’t feel comfortable entering their card details online.

All you need is the banking details of the online casino in question. Most casinos will ask you to notify them of your intention to perform a wire transfer first. They may give you a unique reference number to enter alongside your transaction.

Wire transfers are not instant and may take a few days to process, not including weekends.


Believe it or not, many New Jersey online casinos continue to offer checks as a method of depositing. Despite the lack of popularity, this is an ideal deposit method for those who don’t have a credit card.

Do bear in mind this is the slowest method. With some New Jersey casinos, it may well take weeks for your funds to appear in your account.

Sites That Accept PayPal

Despite PayPal’s reluctance to enter the online gambling market in the US, many online casinos in New Jersey now offer PayPal as a payment method.

These casinos are generally the major household names. The list is steadily growing longer, though.

Golden Nugget

This legendary casino has a major online presence in New Jersey. It’s one of the dominant players in the Garden State’s online gambling market and is one of the sites that does accept PayPal.

Golden Nugget NJ also offers a free $20 for new players who sign up.

888 Casino

Another major international name, 888 Casino operates across multiple continents. It’s one of the most trustworthy names in the world and in New Jersey, they also accept PayPal.

They also offer impressive casino bonuses to get started with, including a free $25 for new players!

Betfair Casino

Betfair also provides PayPal facilities for all players. They have an established relationship with e-wallets like PayPal, as they also offer the same service in the European gambling market.

New players are entitled to a major bonus package, including free spins and matches on initial deposits up to a few hundred dollars.

Virgin Casino

Virgin Casino is an instantly recognizable brand and one of the most reliable online casinos in New Jersey.

Virgin Casino NJ offers a $30 signup bonus for new players, which is one of the most lucrative bonuses of all the sites that accept PayPal.


From the renowned MGM comes BetMGM. This is their online gambling arm that operates throughout all states where online gaming has been legalized.

As well as offering PayPal deposits and withdrawals, they also provide a huge 100% deposit match bonus up to $1,000!

How to Make a Deposit

Making a deposit for most players is quite simple. It’s in the interest of New Jersey casinos to make the process as simplistic as possible. As long as you’ve fulfilled their ID authentication requirements, casinos generally allow you to fund your account in just a few clicks, with no delay on crediting your funds to your account.

For the purposes of this guide, we will discuss making an online casino deposit with the most popular payment methods, such as with e-wallets and credit/debit cards.

Step One – Visit the Cashier

All the best casino websites have their own version of the cashier. There will typically be an icon at the top of the page, next to your user account settings.

If not, you can click into your user account and then you should find the cashier there. Many casinos already have detailed instructions for each payment method on the first page of the cashier.

Many casinos will ask how much you wish to deposit first. There will usually be minimum and maximum withdrawal restrictions, but these will be specified on the same page.

Step Two – Select Your Preferred Payment Method

Once you enter the cashier, you’ll be presented with a variety of different payment methods. Depending on the casino, these may be listed individually or grouped into categories.

For example, e-wallets like PayPal and Neteller may be grouped under the same heading.

Click on your preferred payment method and you’ll typically be asked to accept the terms and conditions before you get to the payment page. Always read the terms and conditions as different online casinos will have different requirements. 

Step Three – Enter Your Payment Details

For first time players in NJ online casinos, you will need to enter all relevant details manually.

If you’re using a credit/debit card, it will be as simple as entering the various numbers on your card, including the security code on the back and the expiration date.

Players using e-wallets such as PayPal will just have to click and they will be taken directly to PayPal. From here, they’ll need to enter their account details and then authorize the payment, before being redirected back to the casino cashier.

You will usually have the option of saving your payment details. Once you save your payment details it takes no more than one or two clicks to instantly deposit in the future.

Step Four – Wait for Your Funds to Reach Your Account

For payment methods, like those described above, the money will typically be credited in just a few minutes. Unless there’s a problem with your payment being accepted, which is not uncommon for new players, you won’t have to wait long.

Other payment methods, such as wire transfers and checks, may take a few business days to be credited to your account.

In the event your payment isn’t accepted, this is usually a problem with your payment method. You may need to call your credit card provider or provide ID to your e-wallet provider in order to get the payment accepted.

How to Withdraw Your Winnings

Did Lady Luck favor you? Then you need to withdraw your winnings. The process is similar to making a deposit, but there are a few differences for newer players, as the casino needs to conform to its internal and external regulations.

Step One – Visit the Cashier and Select Withdrawal

You need to visit the cashier again and select ‘Withdrawal’. Like when making a deposit, you’ll be asked to select which withdrawal method you want to choose.

With sites that accept PayPal, you may be restricted in the withdrawal methods you can choose from. However, this depends on the casino.

For example, if you deposited using PayPal you may not be able to request a withdrawal by check from some casinos. They may automatically pay your winnings back to your PayPal account.

Make sure you read the terms and conditions on withdrawals first to find out more about the policies of your casino.

Step Two – Enter Your Details and Pass Any ID Requirements

At this point, new players will usually need to provide a suitable ID. This includes taking a picture of a photo ID and uploading it through your account.

Casinos ask for this information when new players make their first withdrawal requests. Depending on the casino, this can take anywhere from a few hours to a few days to authorize.

Make sure any images you upload are in HD, with the information clearly visible.

Step Three – Receive Your Money

After your information has been authenticated, the withdrawal request will be processed. The time it takes for you to receive your money depends on the withdrawal method chosen.

Naturally, a check or a wire transfer will take longer. These payment methods could take anywhere from 10 business days to two weeks.

For withdrawals to e-wallets and credit/debit cards most New Jersey online casinos quote three to five business days.

FAQ - Online Casino Payment Methods

Payment methods are a complex part of creating an account with casinos online. You need to make sure they offer the payment methods that work for you.

What’s the best payment method to use?

The most efficient payment method for you depends on what you value. Do you value total privacy? Then a wire transfer may be best. Do you want more speed? A direct deposit/withdrawal to a credit/debit card is the answer for fast transactions.

It also depends on where you keep most of your leisure funds. Some keep it in their banks and others deposit it with e-wallets like PayPal, Neteller, and Skrill.

As you can see, the best payment method is very much a matter of personal choice.

Why do only certain casinos accept PayPal?

The New Jersey casinos accepting PayPal tend to be the big-name players. This is due to PayPal’s own reluctance to enter the online gaming industry in jurisdictions with relatively vague rules.

The list of NJ online casinos that PayPal is willing to do business with is growing longer, however.

What documentation will I need to provide to casinos?

Whenever a new player attempts to make their first withdrawal, they will be asked to supply a suitable photo ID. A passport or driving license is usually the only accepted forms of photo ID.

Upload a high-quality picture and wait for the casino to accept your documentation.

Do I need to pay a deposit or withdrawal fee?

Fees are not commonly charged by online casinos for deposits or withdrawals. Most casinos simply set a minimum withdrawal limit.

You may occasionally find online casinos charging fees for these functions, but most players avoid them.

Is it safe to deposit money into online casinos in New Jersey?

Treat online casinos like any online store. Only enter your details with reputable, well-known brands. It’s easy to Google the name of a casino and read some reviews from current and former players about how they do business. Always use caution and if something doesn’t feel right go elsewhere.

Read our online casino reviews to learn more about all of the safe and reliable online casinos in New Jersey.